• Financial Statement
• Cost Breakdown
• Income and Expense Analysis
• Lending Package
• Pre-submission sheet
• Profit and loss
• Rent Roll
• Tenant Estoppel Lease
• Tenant Estoppel Month2Month
• Tenant Profile

Lending Parameters

Property Types:

• Apartments
• Shopping Centers/Retail
• Office
• Industrial
• Mixed Use
• Single-Use
• Land
• Single Family (non owner occupied)

Lending Area: California

Loan Size: From $100,000 to $4,000,000

Loan Term: 1 to 3 years (longer terms considered on a case by case basis)

Amortization: Interest only

Interest Rate: 10.5-12% (call for a quote)

Loan-to-Value: Loans to 65% LTV (Maximum LTV determined on a case by case basis)

Debt Service Coverage: Non applicable

Origination Fee: 2-5% of the loan amount (call for a quote)

Prepayment Penalty: Typically the prepayment penalty expires after the first one-third of the term of the loan (negotiable)

Recourse: Conditional upon specific transaction