At Cushman Rexrode Capital Corporation we focus on delivering quality
investment opportunities to investors in notes secured by 1st and 2nd
deeds of trust (also known as trust deeds) on California real estate.
in trust deeds secured by California real estate is simple and secure.
If you are a seasoned investor, you already know the many benefits of
trust deeds. If you are new to trust deed investing and have questions,
please review the Frequently Asked Questions section for additional information.
know that each investor has specific investment goals and specific risk
tolerance, so at CRCC we strive to meet those specific needs with
quality service and individual attention. It is important that all of
our investors fully understand and are comfortable with the loans they
are invested in. We offer the knowledge, expertise and one-on-one
service you need in choosing how to invest your money. We are committed
to full service on each and every investment we offer.
Frequently asked questions:
What is a Trust Deed?
A Trust Deed is the most widely accepted means in California of
pledging real estate as security for a loan. A Trust Deed is recorded
to secure a promissory note signed by the borrower. If the terms of the
note are not met, the Trust Deed grants the lender the right to have
the borrower’s property sold to repay the debt. The California
Department of Real Estate has published a fine booklet describing Trust
Deeds. Click Here to view it.
What can I really earn? In
most cases, the net return to you ranges from 9% to 11%. The returns
are based on risk and market conditions. We can discuss your particular
needs and select opportunities that are suited to your investing style
and match your desired return with the appropriate risk.
Can I use my IRA funds to invest? Yes. You can use your self-directed retirement funds. We can assist you in learning how to do that.
How do I get started? Call
us directly at (800) 971-9100 or (510) 463-0200 to discuss your
investment goals and see if trust deed investments are right for you.
How do I receive my payments? CRCC
acts as the servicing agent for each trust deed investment. Borrower’s
are required to make monthly, interest only, payments that are passed
on to you as they are received by CRCC.
What is the minimum Investment? Our minimum investment depends on the transaction, but is usually from $25,000 to $100,000.
Documents you will receive showing that your investment is secured?
Shortly after making your investment, you receive copies of the following documents:
CRCC always verifies that the property is sufficiently insured to protect the loan.
promissory note signed by the borrower with an assignment showing your
fractionalized interest in the note. The borrower’s credit and ability
to repay the loan are thoroughly checked by CRCC.
recorded deed of trust and an assignment of the deed of trust showing
your fractional interest in the note. CRCC obtains appraisals of all
properties to determine that there is sufficient value and equity in
the property to provide a comfortable margin of safety.
- A copy of the title insurance policy insuring the validity and condition of the borrower’s title and the priority of your loan.
CA Broker License #01151927